21809 Borrowed Time Lane Se • Oldtown, MD 21555

$849,000 Beds: 6 • Baths: 4 full • Sq. Feet: 3126 • MLS ID: MDAL2012014 • Subdivision:School Dist: ALLEGANY COUNTY PUBLIC SCHOOLS
TO APPREICATE THE BEAUTIFUL LAYOUT, VIEWS AND EVERYTHING THIS PROEPRTY OFFERS, YOU MUST WATCH THE COMPREHENSIVE VIDEO TOUR. CONTACT LISTING AGENT FOR A LINK IF NEEDED. Is acreage, privacy, unlimited building potential or family compound/family development land on your checklist? This property may be it! Located in Allegany County near Oldtown, Maryland just 2.5 miles from the South Branch of the Potomac River and the storied C&O Canal, you’ll find this rolling, improved, wooded 218 acres. Turning off of Lower Town Creek Road, you’ll pass through the security gate and enter Borrowed Time Lane. This private, well maintained gravel road (with erosion control berms) will eventually lead you about one mile through gradual hills, valleys, gentle turns, and beautiful views back to the main dwelling. The first stop along the way is the previous in-law dwelling which is an 1,146 square foot manufactured home on its own well and septic with NEW METAL & SHINGLE ROOF. Here you’ll find a primary bedroom, en-suite bath, guest bedroom, another full bathroom, inviting living room area, combination kitchen/dining area, screened rear deck area, bonus room and laundry closet. Once updated, this dwelling could continue to be used as an in-law residence, au-pair residence, guest residence or combination/consolidation family residence. Continuing on, your next stop will be the 1,400 square foot poultry/animal pen offering beautiful valley views and plenty of room for expansion. The next stop along the way features a 24x16 equine/animal barn as well as a 1.5 acre fenced corral. If horses or animals are on your checklist, this is set up and ready to go. How does one maintain all of this beautiful land? With the 1,176 square foot pull-through pole barn/maintenance building offering plenty of room for your maintenance equipment, four-wheelers, loaders, etc. Last but certainly not least is the 1,980 square foot main residence. This was intended to be the owner’s temporary residence as he built his dream home but as sometimes happens, circumstances change and that was never started. This can now be your opportunity to pick up where he left off and select the location, size and attributes of your dream home on this beautiful property. Whether you build an additional home or are happy living here, you’ll find that this dwelling offers an open kitchen/dining/flex space area, wood stove, sunken living room area, office area, laundry/utility room, 2 full bathrooms, 4 bedrooms, well and septic as well as a NEW METAL ROOF. Note that room counts and square footage are for both dwellings. Currently in Agriculture/Forestry Conservation Program. Can be subdivided into 10 (1) acre parcels if taken out or 6 acres if left in. Sound like this property may have what it takes for your needs? Initial showings will require a 48-hour advance notice and require either proof of funds (if cash buyer) or verified pre-approval prior to scheduling. Please contact listing agent to arrange. Initial showings will entail a preview of the property and access to all buildings. The owner will meet buyers and their agent at the entrance gate for access. A follow-up showing can then be arranged with the owner to ride the property boundaries and trails if desired. View this listing at: http://dougkarn.com/mls=MDAL2012014

Property Features

  • Taxes: $1,802
  • Wooded: Yes
  • Exterior: Stick Built
  • Special View Info: Mountain,Trees/Woods
  • Lot Size: 218.00 Acres
  • Lot Dimensions: 218.00 Acre(S)
  • Heating: Baseboard - Electric,Wood Burn Stove,Wall Unit
  • Fuel Type: Electric,Wood,Propane - Leased
  • Cooling: Window Unit(s)
  • Year Built: 1989
  • Water: Well
  • Sewer: On Site Septic
  • Stories: 2.0
  • Additional Structures: Above Grade,Below Grade
  • Location Description: Mountain
  • Lot Description: Additional Lot(s), Backs to Trees, Mountainous, No Thru Street, Not In Development, Rural, Secluded, Unrestricted, Trees/Wooded, Subdivision Possible
  • Structure Type: Detached
  • Horse Amenities: Horses Allowed,Riding Ring,Paddock
  • SQFT Total Finished: 3126
  • SQFT Above Finished: 3126
  • Exterior: Outbuilding(s)
  • Interior: Carpet,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Island
  • Electric Description: 200+ Amp Service

School Information

  • High School: FORT HILL
  • Middle School: WASHINGTON
  • Elementary School: FLINTSTONE
  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
Printed March 11, 2026


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Licensed in Maryland, Pennsylvania, & West Virginia
Douglas Karn 

11949 Robinwood Drive #100, Hagerstown, MD 21742
301-745-1620