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282 Mccomas Beach Terrace, Oakland, MD 21550

$3,690,000
  • 282 Mccomas Beach Terrace, Oakland, MD 21550 Main Photo

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Contingent Price Reduced $260,000 on February 24th, 2026
BEDS6 BATHS5 full 1 partial SQUARE FEET4,354 MLS#MDGA2010518
STATUSACTIVE UNDER CONTRACT PROPERTY TYPEResidential - Single Family SCHOOLGARRETT COUNTY PUBLIC SCHOOLS

Property Description

Discover The Birch Bower, a rare architect-designed lakefront sanctuary offering 600 feet of private shoreline on Deep Creek Lake. Completed in 2021, this 6-bedroom, 5.5-bath residence exemplifies modern luxury, combining meticulous design, serene natural surroundings, and proven short-term rental performance. Turnkey consideration is available with a compelling offer. This extraordinary lakefront estate presents a unique opportunity for discerning buyers seeking a distinguished and enduring retreat on Deep Creek Lake. Set on 0.39 acres with an adjoining 1.5± acre buffer strip, the property affords unparalleled privacy and ecological significance, with protected forest supporting endangered native species. Its orientation captures both sunrise and sunset, bathing the dock in coveted afternoon light. Inside, refined craftsmanship and comfort converge. The main gathering space features 11-foot ceilings, polished concrete radiant-heat floors, a sleek Spark gas linear fireplace, and a rich walnut accent wall that adds warmth and depth. A glass-enclosed prow, highlighted by a rich walnut ceiling, frames captivating lake views around a custom dining table, while Marvin Ultimate windows invite abundant natural light. Custom cabinetry throughout the home enhances both style and function. The primary suite boasts sloped 11-foot ceilings and panoramic vistas, and each guest bedroom includes a private en suite bathroom with layered soundproofing for serenity. The residence is intentionally designed to accommodate multigenerational living and flexible owner use, with the primary suite above the great room and the walk-in pantry both lockable during short-term rental stays. Outdoor spaces are designed for both relaxation and entertaining, including a private upper deck off the primary suite, a screened lower-level porch, a hot tub terrace with an outdoor shower, and an open-air lakeside terrace, each offering stunning lake views. Thoughtful outdoor lighting is incorporated throughout to enhance ambiance while protecting the night sky. The main-level accessible suite includes supportive features such as grab bars, a roll-in shower, a roll-under sink, and thoughtfully positioned light switches throughout the home. A heated, zero-threshold front entry and an ADA-compliant gravel path leading to the dock, where a safety handrail ensures secure, barrier-free access. State-of-the-art systems include four HVAC zones, a humidifier/dehumidifier serving the main gathering space, high-speed internet extending to the dock, a Kohler whole-house generator, a 2020 well, sprinkler system, and an Aircat whole-house water treatment system. 26 fully owned Tesla solar panels underscore the home’s commitment to energy efficiency and sustainable living. Tucked at the quiet end of a private lane, The Birch Bower offers rare seclusion with effortless access to Deep Creek Lake’s year-round recreation and charm. Nearby Wisp Resort provides four-season adventure with skiing, snowboarding, and mountain biking, while Swallow Falls State Park and Deep Creek Lake State Park invite exploration of pristine forests and waterfalls. Just minutes away, the lake’s marinas, artisan markets, and locally loved restaurants create a vibrant yet relaxed community atmosphere—all within a few hours of Washington, D.C., Baltimore, and Pittsburgh. Where architectural refinement meets untouched lakeside beauty, The Birch Bower emerges as one of Deep Creek Lake’s exceptional and timeless treasures.

282 Mccomas Beach Terrace | MLS# MDGA2010518

This single family home located at 282 Mccomas Beach Terrace, Oakland, MD 21550 is currently listed for sale with an asking price of $3,690,000. This property was built in 2021 and has 6 bedrooms and 5 full and 1 partial baths with 4354 sq. ft. Mccomas Beach Terrace is located within the GARRETT COUNTY PUBLIC SCHOOLS school district. Search Oakland real estate on www.dougkarn.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central A/C, Dehumidifier, Heat Pump(s), Multi Units,
Fireplaces: 3
Fuel Type: Electric, Propane - Owned
Heating: Heat Pump - Gas BackUp, Heat Pump(s), Humidifier, Sol
Home Style: Contemporary
Lot Size: 0.39 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $27,593
Year Built: 2021

Feature Descriptions

Accessibility: 2+ Access Exits,32"+ wide Doors, Accessible Switches/Outlets, Doors - Lever Handle(s), Doors - Swing In, Entry Slope <1', Grab Bars Mod, Level Entry - Main, Other Bath Mod, Roll-in Shower, Roll-under Vanity, Other,48"+ Halls
Additional Structures: Above Grade, Below Grade
Appliances: Built-In Microwave, Dishwasher, Disposal, Energy Efficient Appliances, Extra Refrigerator/Freezer, Humidifier, Icemaker, Microwave, Oven - Wall, Stainless Steel Appliances, Stove, Water Heater - Tankless, Dryer - Front Loading, Washer - Front Loading
Electric: Generator, Other
Exterior: BBQ Grill, Exterior Lighting, Gutter System, Hot Tub, Outside Shower, Other
Exterior: Frame
Fireplace: Gas/Propane
Flooring: Concrete, Luxury Vinyl Tile, Solid Hardwood, Wood
Interior: Additional Stairway, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-Ins, Butlers Pantry, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Sprinkler System, Walk-in Closet(s), Water Treat System, WhirlPool/HotTub, Wood Floors, Other
Lake Name: Deep Creek Lake
Location: Lake
Lot: Landscaping, Partly Wooded, Private, Rear Yard
Lot Dimensions: 0.39 Acre(S)
Number of Rooms: 12
Parking Features: Crushed Stone, Gravel Driveway
Parking Notes: 15 Total Parking Spaces
Rooms: Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 1,Bathroom 1,Bathroom 2,Bathroom 3,Half Bath
Sewer: Public Sewer
Special View Info: Garden/Lawn, Lake, Panoramic, Scenic Vista, Trees/Wood
SQFT Above Finished: 4354
SQFT Total Finished: 4354
Structure Type: Detached
Total Garage/Parking Spaces: 15
Utilities: Electric Available, Propane, Sewer Available, Water Available
Water: Well
Water Access: Boat - Powered, Canoe/Kayak, Private Access, Swimming Allowed, Waterski/Wakeboard
Waterfront: Boat/Launch Ramp - Private, Private Dock Site
Windows: Insulated, Double Hung
Wooded: Yes

Local Schools

School District: GARRETT COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Hunt Country Sotheby's International Realty
Agency Phone: 7034431757

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Estimated Payment

$ 11,588.01 per month $8,212.34 Principal & Interest $2,299.42 Property Tax $1,076.25 Homeowner's Insurance

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